<html>
<head>
<style>
#frame {
margin-left: auto;
margin-right: auto;
text-align: left;
width: 960px;
}
#page {
margin: 0px 10px 10px 10px;
}
#header {
background-color: #cccccc;
padding: 10px;
height: 120px;
}
#navigation {
background-color: #efefef;
padding: 10px;
height: 40px;
}
#footer {
background-color: #cccccc;
padding: 10px;
height: 40px;
clear: both;
border-top: 20px solid #ffffff;
}
/* 3 columns */
.column1of3, .column2of3, .column3of3 {
float: left;
width: 280px;
background-color: #cccccc;
padding: 10px;
margin-top: 20px;
height: 173px;
}
.column1of3, .column2of3, .columns1and2of3 {
margin-right: 20px;
}
.columns1and2of3, .columns2and3of3 {
float: left;
width: 600px;
background-color: #cccccc;
padding: 10px;
margin-top: 20px;
}
</style>
</head>
<body>
<div id="frame">
<div id="page">
<div id="header">header</div>
<div id="navigation">navigation</div>
<div class="column1of3">column 1 of 3</div>
<div class="column2of3">column 2 of 3</div>
<div class="column3of3">column 3 of 3</div>
<div id="footer">footer</div>
</div>
</div>
</body>
</html>